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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

6 Things You Shouldn’t Store in Your Garage

A garage helps protect your vehicles from exposure to the elements. It can also be a convenient location for storing items you don’t want to keep in the house. Keeping some items in the garage can create a health and safety risk for you and your family. Never store these six things in your garage: Propane Tanks If you barbecue outdoors, you may keep propane...

Insurance Careers: What is an Underwriter?

If you’ve seen the term “underwriter” and were never quite sure what it meant, you aren’t alone. Underwriters are often referred to as the engines of the insurance industry. As a customer, you won’t interact or see them much, but they are the behind-the-scenes experts on all things insurance. Without underwriters, insurance companies wouldn’t be able to insure anyone. We asked four underwriters at different...

The 16 Biggest Mistakes People Make When Highway Driving

When the United States Interstate Highway System was created in 1956, it transformed the way Americans traveled. Upon its completion, these new freeways allowed us to drive cross country for the first time, covering hundreds of miles between stops. But over time, the same elements that make highway driving so convenient – namely high speed limits and the elimination of intersections – have also resulted...

Common Types of Surety Bonds & How They Work

A surety bond is a contract that ensures specific obligations are met. These bonds are often required for contractors working on government contracts. They are performance-based. A surety bond is a guarantee between three parties. The parties in a surety bond are: The Principal: The individual who is required to have a surety bond. The Obligee: The individual requesting the bond. The Surety Company: The...

Is Insurance Cheaper if You Own the Car?

It’s the day you’ve been waiting for. You paid off your car. Congratulations! Now what? As you enjoy the extra cash in your bank account, it may be a good time to take a look at another expense that impacts your budget: your auto insurance. Now that you own your car, it’s reasonable to ask: Which coverages are optional when you own your car? Which...